DigiFi for Consumer & SMB Lenders


Lenders are constantly making complex, high-value decisions that drive business outcomes. Loan originators are leveraging DigiFi’s machine learning and rules management technology to assist with a wide range of processes, including underwriting, pricing, verification, transaction processing and servicing functions.

PAY AS YOU GO
EASY TO USE
NO TECHNICAL SETUP
$250 FREE CREDIT

Make Better Lending Decisions

INCREASED ACCURACY

Our Decision Hub provides a suite of world-class products, maximizing accuracy rates for complex lending decisions that rely on codified business rules, powerful machine learning models or a combination of both.

BETTER CUSTOMER EXPERIENCES

Whether you operate a digital, point-of-sale or branch-based lending business, your customers want rapid feedback. DigiFi powers accurate decisions and can be easily integrated into online or in-person workflows.

LOWER COSTS

Replace manual processes with automated decisioning to reduce operating expenses. DigiFi’s intuitive platform turns expensive months-long IT projects into simple tasks that take hours.

IMPROVED COMPLIANCE

Increasingly complex compliance requirements make decision automation more important than ever. Our platform tracks changes and provides transparency that lets your team understand how every decision is made.

Address Many Use Cases

Create and manage end-to-end underwriting processes without writing any code to improve efficiency, reduce IT burden and eliminate regulatory concerns by creating transparent workflows that your organization understands. Take your underwriting processes beyond traditional credit scores by using automated machine learning to analyze historical data and train models that predict defaults on future credit applications.

Automatically process a wide range of data to determine the likelihood of fraud for online transactions. Instantly flag or reject suspicious activity by combining predictive models that can identify fraud patterns with explicit business rules to make sure you're protected.

Increase marketing efficiency and improve ROI with predictive analytics that ensure the most accurate targeting and messaging possible. Optimize your marketing with machine learning models that predict response rates and suggest the right message at the right time.

Use rules management tools to automate NSF, no-pay and other actions in a systematic way to improve customer experiences, enhance recovery rates and ensure consistent operations across your organization.

Leverage historical loan information to create predictive models that forecast future borrower performance and predict loss rates on lending products. Models can then be incorporated into decision strategies for underwriting, pricing and developing loan products.

Leverage historical data from verified applications to train predictive models that accurately estimate the applicant’s income on future applications. Use this estimate to approve, reject or flag applications for manual review.

Evaluate applications and transactions in real-time with predictive models that accurately estimate the probability of fraud, saving you time and money while streamlining customer experiences.

Explore Our Products

MACHINE LEARNING MODELS

Quickly train and run predictive models that make accurate business decisions, using automated machine learning

BUSINESS RULES ENGINE

Easily manage and execute business rules and multi-step decisions, without writing any code

OCR TEXT RECOGNITION

Extract handwritten or digital text from PDF documents using OCR, eliminating manual data entry

DigiFi