Digitize and Automate Complex Decisions with DigiFi's Rules Engine

DigiFi's business rules engine is a powerful, no-code application that lets you implement, test and deploy end-to-end credit policies through an intuitive user interface, eliminating friction between Risk and IT teams while enabling rapid lending innovation.

Next-Gen Business Rules Management System
No-Code Decision Automation

DigiFi’s rule engine provides an intuitive way to manage business logic and eliminate hard-coded legacy IT systems. We provide a cloud-based platform that makes it easy to build automated processes, and our API lets you connect other systems, such as your LOS, to the rules engine.

Our BRMS is built to process simple and complex rules, data integrations, scorecards, coded models and machine learning algorithms in real-time. It can be used for credit underwriting, fraud verification and a wide range of other use cases.

Implement Processes. Connect APIs. Automate Decisions.

DigiFi’s Rules Engine enables decision automation with a powerful no-code user interface for implementing complex decision logic and a flexible open-API architecture for near-instant decision processing.

Create Processes With Business Rules, Integrations and models
DigiFi’s Rules Engine provides an intuitive user interface that makes it easy for both business and technical users to build and test decision processes. You control the data structure, decision processes and much more.
We offer a range of data integrations and our platform includes robust change management features.
Run Instant, Accurate Lending Decisions in Real-Time
Decisions can be instantly processed through both our Rules Engine’s user interface and API. You can deploy rule changes in just one click, with no downtime or technical expertise required.
You can run decisions individually or in batches, providing flexibility for a wide range of use cases.
Analyze Decision Results and Optimize Logic
Data and analytics are critical to automated, rules-based decisioning. Unlike legacy systems that make your data hard to access, our Rules Engine lets you export data for use in external analytical and modeling environments.
We provide built-in reporting and data extraction tools, offering your team both simple and advanced options.

Technology-First Approach to Automated Decisioning

Instant Deployment

DigiFi’s Rules Engine allows you to deploy changes in just one click, automatically updating the real-time API to provide zero downtime updates that anyone on your team can manage.

Change Management

The platform includes robust versioning and change tracking, allowing users to safely make and test changes. Once decision logic is productionalized, it is locked to preserve historical results.

Visual Results

The Rules Engine includes decision-level visualizations so that you can understand exactly what happened, plus company-level reporting to get a quick view of the full picture.

Accessible Data

DigiFi’s platform includes built-in data extraction tools, ensuring that you always have access to your own data and can export it for analytics, data storage, modeling or regulatory purposes.

Powerful Integrations

From direct integrations with credit bureaus and data providers to built-in e-sign and bank widgets, we make it easy to work with the best technology vendors across the entire lending stack.

Bulletproof Reliability

We’re proud to run with 99.9%+ uptime and back this up with excellent SLAs and service guarantees. DigiFi is SOC2 certified and manages your data like it’s our own.

Rapid Improvement

DigiFi builds, tests and releases innovative new features every month to ensure that your lending technology is constantly adapting to rapidly changing customer demands.

Developer Friendly

We offer a flexible set of APIs and developer tools so that your team can easily connect other systems, extend platform functionality and integrate DigiFi into your existing environment.

Business Rules Engine FAQ

What Is A BRMS?
A BRMS (Business Rules Management System) is a specialized technology solution for implementing, managing and executing logic and decision processes. They're designed to be low/no-code, easy to use systems that let everyone in your organization understand and manage automated decision processes that previously required extensive technical effort. Older platforms often required programming, such as using Java rules, however modern systems like DigiFi provide flexible, point-and-click frameworks to vastly reduce technical requirements.
What Types Of Companies Need Rules Engines?
DigiFi's platform is best for companies with highly-complex logic that needs to be automated with 100% accuracy and then monitored and adjusted with relatively high frequency. The most common users are financial institutions, lenders and insurance companies that process high volumes of applications with defined policies and models where every production rule needs to be run properly.
How Long Does It Take To Automate A Credit Policy?
We provide cloud-hosted rule engines that are available immediately! You can then implement and manage your decision processes yourself, or DigiFi offers this as an optional add-on service. Please note that integrations with external systems are always set up by DigiFi as part of an implementation process (hourly fees apply).
How Fast Is API Decision Processing?
In short, virtually instant! We target 0.5 seconds or less for an "average" credit policy, however this speed can vary depending on integrations, the number of conditions processed and volume of decisions required. If you're a very large financial institution with specific requirements, we also offer specialized hardware solutions.
Does DigiFi Provide Documentation?
Yes! Please visit our User Guide and API Reference for our Rules Engine documentation.
Can DigiFi Manage Ongoing Updates And Changes For Me?
Yes, in addition to our Rules Engine technology solution, we offer an optional service for helping you implement and manage changes to your underwriting and fraud strategies. These services are performed on an hourly basis and require a subscription to our platform. Our in-house specialists perform this work in our offshore engineering center, and we're therefore able to offer fair rates to any lender that needs these services.
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