Machine Learning Risk Models

Go beyond traditional underwriting to reduce default rates and increase loan volumes with predictive risk models trained using DigiFi’s automated machine learning platform

  • Proprietary models trained against your loan history data
  • Leading-edge algorithms, including neural networks & boosted trees
  • Fully explainable machine learning decisions eliminate “black boxes”
POWERFUL PREDICTIVE MODELS
FULLY EXPLAINABLE DECISIONS
BANK-LEVEL COMPLIANCE

Give Your Underwriting A Boost

Go beyond traditional underwriting with extremely accurate models built just for you

UNPARALLED RISK ASSESSMENT

Our models are extremely accurate and our industry- standard 300-850 scale makes them easy to interpret

CONTINUOUS IMPROVEMENT

DigiFi retrains your model regularly using fresh data, ensuring it improves and adapts over time

EXPLAINABLE MACHINE LEARNING

DigiFi’s proprietary explainability framework provides specific reasons for every decision

ACCELERATED BY TECHNOLOGY

Our DecisionVision platform automatically trains, evaluates and deploys machine learning algorithms

GET STARTED WITH NO RISK

We’re confident that machine learning will boost your underwriting, so we offer risk-free proof of concepts

EASY IMPLEMENTATION

Once we deploy a model, your other systems can easily connect to it to request and receive decisions

Benefit From Leading-Edge Technology

DigiFi’s propriety machine learning platform leverages the most advanced ML algorithms in the world

  • Neural Networks

  • Random Forest

  • Gradient-Boosted Trees

  • Decision Trees

  • Naïve Bayes

  • K-Nearest Neighbor

  • Vector Machines

  • Linear Regression

  • Logistic Regression

DigiFi Drives Significant Bottom-Line Impact

It’s not magic, it’s technology – and it works

Reduce Loan Defaults

Take your underwriting beyond standard credit scores with exceptionally accurate risk models

Approve More Customers

Identify more creditworthy borrowers and greatly expand your addressable population

Explain Every Decision

Understand and explain machine learning decisions to meet ECOA and compliance requirements

DigiFi