Digitize your underwriting, verification and other lending decisions to improve credit performance, ensure compliance and increase efficiency. DigiFi’s Decision Engine makes it easy to integrate data sources and build decision workflows – without writing any code.
Delivering a streamlined lending experience to your borrowers requires digitizing complex underwriting and verification decisions – going from manual to automated and from in-person to online. DigiFi’s Decision Engine was built to simplify and accelerate this effort.
Unlike legacy systems that are rigid due to hard-coded logic, our Decision Engine enables decision automation with a powerful no-code user interface for implementing complex decision logic and a flexible open-API architecture for near-instant decision processing.
DigiFi’s Decision Engine lets you implement your own decision workflows, easily connect other systems and generate instant, accurate decisions through both the user interface and real-time API.
DigiFi’s Decision Engine allows you to deploy changes in just one click, automatically updating the real-time API to provide zero downtime updates that anyone on your team can manage.
The platform includes robust versioning and change tracking, allowing users to safely make and test changes. Once decision logic is productionalized, it is locked to preserve historical results.
The Decision Engine includes decision-level visualizations so that you can understand exactly what happened, plus company-level reporting to get a quick view of the full picture.
DigiFi’s platform includes built-in data extraction tools, ensuring that you always have access to your own data and can export it for analytics, data storage, modeling or regulatory purposes.
From direct integrations with credit bureaus and data providers to built-in e-sign and bank widgets, we make it easy to work with the best technology vendors across the entire lending stack.
We’re proud to run with 99.9%+ uptime and back this up with excellent SLAs and service guarantees. DigiFi is SOC2 certified and manages your data like it’s our own.
DigiFi builds, tests and releases innovative new features every month to ensure that your lending technology is constantly adapting to rapidly changing customer demands.
We offer a flexible set of APIs and developer tools so that your team can easily connect other systems, extend platform functionality and integrate DigiFi into your existing environment.