Optimize & Automate Your Loan Underwriting

We digitize your existing lending policy and take your underwriting to the next level with powerful machine learning risk models

DigiFi's platform desktop with Automated Machine Learning and Business Rules Engine
POWERFUL PREDICTIVE MODELS
FULLY EXPLAINABLE DECISIONS
BANK-LEVEL COMPLIANCE

Reduce Loan Defaults

Take your underwriting beyond standard credit scores with exceptionally accurate risk models built with next-generation machine learning algorithms

Approve More Customers

Identify more creditworthy borrowers with predictive machine learning models and unlock new online distribution channels with automated underwriting

Eliminate Black Boxes

Benefit from transformative transparency by seeing exactly how decisions are made including clear reasons for complex machine learning predictions

Our Underwriting Solutions

Machine Learning Risk Models

Extremely accurate predictive models trained with your data and next-generation machine learning

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  • Exceptional power relative to traditional risk scores, such as FICO® or VantageScore®
  • Leverages leading-edge ML tech, including neural networks and gradient-boosted trees
  • Clear explanations for complex ML decisions to meet bank-level compliance requirements

Underwriting Automation

Turnkey automation of your credit policy, underwriting rules and data integrations

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  • Digitizes credit requirements, scoring models, risk-based pricing and exposure management
  • Direct integrations with credit bureaus, alternative data providers and other sources
  • Simple API for instantly processing real-time decisions with complete accuracy
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