DigiFi, Inc. (“DigiFi,” “us,” “we,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how DigiFi collects, uses, and shares the personal information we collect from users of our web-based applications, tools and services for lending (the “Service”) as well as www.digifi.io and the other websites that we operate that link to this Policy (together with the Service, the “Websites”). With the exception of personal information we collect in connection with account registration and management for the Service, this Privacy Policy does not apply to our security and privacy practices in connection with any data, information or other materials submitted by you to the Service (“Subscriber Data”). Subscriber Data security and privacy practices are detailed in and governed by our Master Subscription Agreement.

BY ACCESSING OR USING OUR WEBSITES, YOU SIGNIFY THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO OUR COLLECTION, STORAGE, USE AND DISCLOSURE OF YOUR PERSONAL INFORMATION AS DESCRIBED IN THIS PRIVACY POLICY.

SUBSCRIBERS TO OUR SERVICE ARE SOLELY RESPONSIBLE FOR ESTABLISHING POLICIES FOR, AND ENSURING COMPLIANCE WITH, ALL APPLICABLE LAWS AND REGULATIONS, AS WELL AS ANY AND ALL PRIVACY POLICIES, AGREEMENTS OR OTHER OBLIGATIONS, RELATING TO THE COLLECTION OF PERSONAL INFORMATION THROUGH THE SERVICE FROM INDIVIDUALS WITH WHOM OUR SUBSCRIBERS INTERACT.

WE COLLECT INFORMATION UNDER THE DIRECTION OF OUR SUBSCRIBERS AND HAVE NO DIRECT RELATIONSHIP WITH INDIVIDUALS WHOSE PERSONAL INFORMATION WE PROCESS IN CONNECTION WITH OUR SUBSCRIBER’S USE OF OUR SERVICE. IF YOU ARE AN INDIVIDUAL WHO INTERACTS WITH A SUBSCRIBER USING OUR SERVICE AND REQUIRE ASSISTANCE PLEASE CONTACT THE SUBSCRIBER THAT YOU INTERACT WITH DIRECTLY.

We and our third-party partners collect personal information in order to provide you with a personalized, useful and efficient experience. The categories of information we collect can include:

Information You Provide To Us: We and our third-party partners may collect any information that you provide to us during your use of the Websites or your other communications with us. The information we collect generally includes your name, email address, phone number, mailing address, identification number and information about your interactions with us.

Information We Collect Automatically: We and our third-party partners may automatically collect certain types of usage information when you use our Websites. For example, we may collect information about your device and its software, such as your IP address, browser type, operating system, device identifier and other such information, as well as information about the way you use our Websites, such as referring and exit web pages, the pages you visit, the links you click, frequency of access, and other actions you take.

We and our third-party partners may also collect data about your use of the Websites through the use of a variety of tracking technologies such as cookies, internet server logs, and/or tracking pixels. These technologies enable us to:

• Recognize your computer;
• Store your preferences and settings;
• Understand the web pages you have visited;
• Personalize your user experience;
• Perform analytics; and
• Assist with security functions.

Information From Third Parties: We may also obtain other information, including personal information, from third parties and combine that with information we collect through our Websites.

We and our third-party partners may use the information we collect to:

• Perform our obligations under the Master Subscription Agreement;
• Operate, provide and maintain the Websites;
• Personalize the content that you see on the Websites;
• Improve, develop, modify and enhance the Websites;
• Respond to your inquiries or communicate directly with you;
• Conduct research, analytics, and reporting;
• Contact you for marketing and advertising purposes;
• Comply with laws, regulations, and other legal process and procedure; and
• To protect against fraud, malicious activity, and other privacy and security-related concerns.

We may share or disclose your personal information:

• With third-party partners who help us provide our Websites or who perform services on our behalf, such as technology service providers, marketing partners, payments processors, legal services providers, or providers of other administrative functions;
• If we determine, in our sole discretion, that we are required to do so under applicable law or regulatory requirements, or if we reasonably believe disclosure is necessary to prevent harm or financial loss, or in connection with preventing fraud or illegal activity, and/or to enforce our Master Subscription Agreement;
• With other companies owned, controlled by, or under common ownership as DigiFi, Inc.;
• With third parties if the information has been aggregated and striped of personally identifying characteristics; and
• In the event we sell or transfer all, a portion of, or any combination of our businesses and/or assets to a third party.

Automatically Collected Information: If you would prefer not to accept cookies, most browsers will allow you to delete or block all cookies. Please consult the “Help” section of your browser for more information. Please note that by blocking any or all cookies, you may not have access to certain features or offerings of the Websites. Although we do our best to honor the privacy preferences of our users, we are unable to respond to Do Not Track signals set by your browser at this time.

Email Communications: From time to time, we or our third-party partners may send you emails regarding our Websites, products, services or other information we think may be of interest to you. If you wish to unsubscribe from such emails, simply click the “unsubscribe link” provided at the bottom of the email communication. Note that you cannot unsubscribe from certain Service-related email communications.

Modifying Account Information: If you have an account with us, you have the ability to modify certain information in your account through the account information section of the Service. If you have any questions about modifying or updating any information in your account, please contact us at support@digifi.io.

Data Storage and Transfer: Your information may be stored and processed in the United States or any other country in which DigiFi or its subsidiaries, affiliates or service providers maintain facilities. If you are located in the European Union or other regions with laws governing data collection and use that may differ from U.S. law, please note that we may transfer information, including personal information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction, and you consent to the transfer of information to the U.S. or any other country in which we or our parent, subsidiaries, affiliates or service providers maintain facilities and the use and disclosure of information about you as described in this Privacy Policy.

Keeping Information Safe: DigiFi cares about the security of your information and uses commercially reasonable physical, technical and organizational measures designed to preserve the integrity and security of all information we collect. However, no security system is impenetrable and we cannot guarantee the security of our systems. In the event that any information under our control is compromised as a result of a breach of security, we will take reasonable steps to investigate the situation and where appropriate, notify those individuals whose information may have been compromised and take other steps, in accordance with any applicable laws and regulations.

For your convenience, our Websites may provide links to third-party websites or services that are not governed by this Privacy Policy. To the extent that any linked third-party websites or services you visit are not owned or controlled by DigiFi, we are not responsible for those websites’ or services’ content or information practices. We encourage you to review the privacy policies of any site or service before providing any personal information.

DigiFi’s Websites are intended for use strictly by adults. We do not knowingly solicit or collect personal information from children under the age of 13. If we learn that any personal information has been collected inadvertently from a child under 13, we will delete the information as soon as possible. If you believe that we might have collected information from a child under 13, please contact us at support@digifi.io.

We reserve the right to change this Privacy Policy from time to time in our sole discretion. We will post changes on this page and indicate the “last modified” date at the top of this page. Please check back often for any updates. Your continued use of our Service after any change in this Privacy Policy will constitute your acceptance of such change.

For additional inquiries about this Privacy Policy, please send us an email at support@digifi.io.