No-Code Lending Setup
Decision Strategies
Digitize and automate your underwriting, verification and other lending decisions to improve credit performance and ensure compliance while reducing manual work and increasing lending efficiency.
Decision Strategies

Decision Automation Made Easy

Easily build, test and run complex multi-step decisioning process.

Automate Any Decision Icon
Automate Any Decision
DigiFi’s decision engine is flexible enough to handle any lending decision, including underwriting, verification and more.
No Coding Required Icon
No Coding Required
Put your business users in control with a powerful and intuitive no-code interface for building decision strategies.
Powerful Integrations Icon
Powerful Integrations
Incorporate data integrations directly into decision strategies to create processes that elegantly unify data and logic.
Change Management Icon
Change Management
See a comprehensive change log of all updates made to decision logic and take advantage of robust built-in testing tools.
Decision Strategies Screenshot

Build Processes, Add Integrations & Audit Results

Increase efficiency, prevent errors and reduce losses with automated decisioning.

Build Processes With Rules & Formulas
Decision strategies let you combine formulas, rules, scorecards and integrations to automate any lending decision in an intuitive, visual way.
Integrate Data Sources & Internal Systems
Use data integrations directly within decision processes, with built-in mechanics for processing complex data and managing test/prod credentials.
Clear & Auditable Decision Results
DigiFi tracks every change made to your decision processes and rules, ensuring that you can audit and understand how decisions were made.

Trusted By Leading Global Lenders

DigiFi is used by a community of forward-thinking lenders that combine the benefits of customization with the speed of a pre-built platform.

Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery
Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery

Keep Exploring the DigiFi Platform

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