Developer Tools
Formula Language
DigiFi’s formula language is a powerful, Excel-like language for implementing business logic to run real-time calculations, build IF-THEN-ELSE rules and add conditionality to automations and other actions.
Formula Language

Real-Time, Customizable Calculations

DigiFi empowers business users to write complex logic in a way that feels natural.

Familiar Feel Icon
Familiar Feel
We designed DigiFi’s formula language to mimic the tools you already know, so that you can easily implement complex logic.
Extremely Powerful Icon
Extremely Powerful
DigiFi’s processing engine can run thousands of calculations extremely quickly, for lenders of all sizes and volumes.
No Hard-Coded Logic Icon
No Hard-Coded Logic
Calculations are visible and editable by platform admins, making it possible to make changes without IT support.
Predictive Autofill Icon
Predictive Autofill
Our system suggests formulas and variables, provides syntax hints as you work and includes a testing toolkit.
Formula Language Screenshot

Write Formulas, Build Rules & Add Conditions

Eliminate hidden and hard-coded business logic with visual, understandable formulas.

Write Calculations With Intuitive Formulas
Calculations can be written to automatically update application data whenever changes are made, making it easy to instantly re-calculate values.
Build If-Then-Else Business Rules
Formulas can be used in decisioning workflows to implement if-then-else rules within underwriting, verification and other lending decisions.
Add Conditional Displays & Actions
Formulas can be used to dynamically display content on pages if a condition passes and to add additional, must-pass logic to actions and processes.

Trusted By Leading Global Lenders

DigiFi is used by a community of forward-thinking lenders that combine the benefits of customization with the speed of a pre-built platform.

Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery
Mariner Finance LLC Logo
Personal Loans
“We were able to automate our entire underwriting process - and respond with decisions in seconds at scale.”
Joel Karczewski, CTO Avatar
Joel Karczewski, CTO
Mariner Finance LLC
Greenwave Finance Logo
Buy Now Pay Later
“DigiFi gives us the tools we need to automate integrations and credit decisioning, without writing any code.”
Dave Sewell, CRO Avatar
Dave Sewell, CRO
Greenwave Finance
Zippy Logo
Home Loans
“With DigiFi’s internal resources, knowledge of the industry and flexible platform we were able to quickly turn our ideas into a reality.”
Ben Halliday, CEO Avatar
Ben Halliday, CEO
Zippy
Stealth Mode (NDA) Logo
Small Business Line of Credit
“Our pilot has launched and our first customers already have loans, which is exciting. Everything is good with DigiFi so far!”
Product Manager Avatar
Product Manager
Stealth Mode (NDA)
Mullbry Logo
Home Loans
“DigiFi is one of our competitive advantages over similar lenders. Thank you so much for creating an awesome system that is so flexible.”
Hale Shaw, CEO Avatar
Hale Shaw, CEO
Mullbry
Community 1st Credit Union Logo
Personal Loans
“We’ve been impressed by DigiFi’s ability to meet our standards and help us deliver a customized solar loan origination system.”
Rebecca Riker, VP of Member Experience Avatar
Rebecca Riker, VP of Member Experience
Community 1st Credit Union
ProFund Logo
Financial Technology
“We were looking for a platform that could support our unique business model and nothing came close to DigiFi in terms of flexibility offered.”
Tim Trankina, President Avatar
Tim Trankina, President
ProFund
HFS Financial Logo
Personal Loans
“Our trust in DigiFi has paid off in spades. They’ve helped us transition from manual to automated processing and rapidly grow our business.”
Andrew Collins, COO Avatar
Andrew Collins, COO
HFS Financial
KindTap Logo
Buy Now Pay Later
“DigiFi has helped us create a fully automated, real-time process for underwriting, allowing us to create an impressive digital experience for our customers.”
Cathy Iannuzzelli, President Avatar
Cathy Iannuzzelli, President
KindTap
Mortgage Token Logo
Home Loans
“DigiFi’s flexible platform and open-API structure let us build amazing proprietary technology and offer a unique value proposition.”
Lauren Romanowski, COO Avatar
Lauren Romanowski, COO
Mortgage Token
Plannery Logo
Personal Loans
“DigiFi’s developer-first approach has been a perfect fit for us and significantly reduced the effort required to launch an innovative lending product.”
Krishnan Gopalakrishnan, CEO Avatar
Krishnan Gopalakrishnan, CEO
Plannery

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